To view our PDS - Corporate Travel Insurance PDS

To view our Application form - Corporate Travel Insurance Application Form

Schedule of Benefits
Summary of benefits only (See relevant Section for details, relevant limits, and specific conditions and exclusions that apply).

Section 1 – Cancellation Charges
Maximum for Travel Agents Cancellation Fees, lesser of 10% of journey cost or $1,000
Maximum in respect of all claims arising out of any one event $100,000

Section 2 – Overseas Emergency Medical Expenses
Maximum in respect of all claims arising out of any one event Unlimited
Overseas Assistance included
Overseas Emergency Medical Evacuation included

Section 3 – Additional Expenses for Travel and Accomodation
Maximum for Additional Expenses in respect of all claims arising out of any one event $100,000
Maximum for Resumption of Journey Additional Benefit $4,000

Section 4 – Cash paid while the Insured Person is in Hospital
Maximum per day $200
Maximum in respect of all claims arising out of any one event $6,000

Section 5 – Delayed Travel
Amount for Delayed Travel for each 12 hour period $200
Maximum in respect of all claims arising out of any one event $4,000

Section 6A – Personal Baggage
Maximum in respect of all claims arising out of any one event $20,000
For Cameras or Video Recorders – Maximum per item $3,000
Portable Business Equipment – Maximum per item $6,000
All other Personal Baggage items – Maximum per item $2,500

Section 6B – Replacing Essential Personal Items
Maximum in respect of all claims arising out of any event $2,500

Section 6C – Travel Documents, Credit Cards, Travellers Cheques
Maximum in respect of all claims arising out of any event $2,500

Section 6D – Money, Bank or Currency Notes or Negotiable Instruments
Maximum in respect of all claims arising out of any event $1,000

Section 6E – Business Documents
Maximum in respect of all claims arising out of any event $2,500

Section 7 – Personal Legal Liability
Maximum in respect of all claims arising out of any event $10,000,000

Section 8 – Substitute Person to Complete Your Business
Maximum in respect of all claims arising out of any event $10,000

Section 9 – Emergency Alternative Travel
Maximum in respect of all claims arising out of any event $15,000

Section 10 – Loss of Income
Maximum per month $6,000
Excess Period 30 days
Benefit Period 104 weeks

Section 11 – Personal Injury
Accidental Death – Capital Benefit $250,000
Accidental Total and Permanent Disability – Capital Benefit $250,000
Additional Capital Benefits $10,000
Aggregate Limit for all Insured Persons $5,000,000

Section 12 – Rental Car Excess
Maximum in respect of all claims arising out of any event $5,000

Section 13 – Kidnap, Ransom and Extortion
Maximum in respect of all claims arising out of any event $250,000

Section 14 – Political Risk, Environmental and Natural Disaster Evacuation Expenses
Maximum in respect of all claims arising out of any event $25,000

Section 15 – Extra Territorial Worker’s Compensation
Maximum per week in respect of compensation $6,000
Maximum in respect of damages and costs at common law $500,000
Maximum in respect of compensation and damages arising out of any one event in respect
of any one Insured Person $500,000
Maximum Aggregate Limit of Liability for all Insured Persons per Period of Insurance $1,000,000

Section 16 - Business Travellers Family Assistance
Maximum in respect of all claims arising out of any event $15,000